The Summary of Benefits and Coverage (SBC) summarizes information on certain health benefits and costs as required by the Affordable Care Act. For definitions and examples of commonly used terms, refer to the Uniform Glossary.

HMAA provides employer-sponsored plans with these documents so they may provide them to their plan participants upon enrollment or changes to plan benefits as required. Need assistance locating your plan documents? Plan administrators may contact HMAA’s Account Management online or at (808) 791-7654 for assistance. Members may contact their employer or HMAA’s Customer Service Center.

Note: HMAA’s large business plan documents for the 2025 coverage period is subject to final approval from the Hawaii Insurance Division.

Medical Plans for Large Businesses (without Drug and Pediatric Benefits)

Option Plus One (OP1) and:
Option Plus Two (OP2) and:
Comprehensive Plus and:

Medical Plans for Small Businesses (with Drug and Pediatric Benefits)

Option Plus Two (OP2) with:
Comprehensive Plus with:

This information is based on HMAA’s review regarding Health Care Reform. This overview is intended for educational purposes only and should not be used as tax, legal, or compliance advice.